How Does NV Dental Insurance Work?
Nevada dental insurance works in much the same way that medical insurance works. For a specific monthly rate(or "premium"), you are entitled to certain dental benefits, usually including regular checkups, cleanings, x-rays, and certain services required to promote general dental health. Some plans will provide broader coverage than others and some will require a greater financial contribution on your part when services are rendered. Some plans may also provide coverage for certain types of oral surgery, dental implants, or orthodontia.
3 Reasons Why Dental Insurance is Important
It is a well-known fact that the mouth is a window into one’s overall health. Dental hygiene and health are directly linked to health in other areas of the body, so it’s important to visit the dentist regularly to ensure that you are at peak oral fitness. There are some costs to going to the dentist, however, which is why good dental health coverage is key. The Affordable Care Act made it so many adults are left fending for themselves for dental insurance–and many opt out of getting it all together. Here are some reasons why it’s important that you purchase dental health insurance, regardless of your regular health insurance coverage.
1- Pay For Expensive Dental Healthcare
Dental care could mean a twice-a-year visit for a teeth-cleaning, or it could mean thousands of dollars in oral surgery bills. Problems can arise at the drop of the hat–whether you take extra care to floss every day, or not–so the best way to prevent your wallet from suffering is to have preventative coverage for your dentist office visits. Most dental plans pay either all or a decent fraction of the cost for dental procedures.
2- Maintain Oral Health
The best way to prevent yourself from paying thousands of dollars in dental health bills (besides getting dental health coverage), is to stay up-to-date on your mouth’s overall health. Regular teeth cleanings and checkups will ensure that your health is being monitored by a professional. Most dental health insurance plans cover regular checkups, will pay off immensely for you in the longrun.
3 - Peace of Mind
At the very least, dental health insurance is, well, insurance that your smile is protected. Should anything happen to your teeth at any given time, your insurance will have your back. The payoff of dental health insurance is huge and impossible to ignore.
Get Quotes on Dental Insurance in Nevada
At R&R Nevada Insurance Group, we work with top leading carriers that provide dental insurance. Plans differ primarily in how much you'll have to pay monthly for your coverage and how much you'll have to pay when dental services are rendered. Compare Nevada dental insurance plans and select the dental plan designed to meet both your dental care needs and budget.
NV Dental Resources
Nevada Dental Association - Organization representing dentists in the state of Nevada. Provides dental information and resources to Nevada residents.
NV Vision Plans
Many people consider health insurance the primary coverage option, along with dental and life insurance. However, they may wonder whether they need vision insurance, especially if they are not yet having vision problems. But vision benefits provide for more than just eye exams. Consider three important reasons why you should have vision insurance.
1. Vision wellness – Like a regular fitness program, vision insurance promotes good health. Eye exams are considered preventive care and plans typically cover most, if not all, of the exam cost. Scheduling regular exams helps your eye doctor identify vision correction needs, changes inside the eye and early stages of eye diseases, such as glaucoma, cataracts, macular degeneration and diabetic retinopathy.
2. Overall health – During an eye exam, doctors often detect serious medical problems, such as high blood pressure, diabetes, some cancers, autoimmune diseases, thyroid issues and high cholesterol. Catching these illnesses at an early stage may reduce medical treatment costs.
3. Cost savings – Before enrolling in vision insurance, know your vision care needs for the next 12 months. Do you or your covered dependents need an eye exam, prescription eyeglasses, or contacts?
We can help you find the right coverage for your need!
Get Quotes on Group Vision Insurance in Nevada
Offer your employees affordable vision coverage for prescription eyeglasses and contacts, as well as regular exams with local Nevada optometrists and ophthalmologists.
At eHealthInsurance, we work with leading Nevada insurance providers to bring you the best vision insurance plans available. Get instant quotes, learn about plan benefits and apply online for Nevada group vision insurance.
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